Put up your stock tokens. Get dollars today. Keep your stocks.
Put your NVDA, QQQ or SPY tokens into Stockly.
They stay in your name. Nobody else can move them.
Take out dollars, up to 70% of what your tokens are worth.
Pay it back whenever you like.
A share of every interest payment goes into a reserve.
If a loan ever falls short, the reserve pays first.
Everything runs on Robinhood Chain, seven days a week.
Every rule and balance is public.
Borrow up to 70% of what your stock tokens are worth. The money arrives in one step. Interest is added daily. The rate moves with demand.
No deadline. Repay any amount, any time, and take your tokens back the same moment. If your stock falls to the price on the card, some of your tokens are sold to cover the loan.
Deposit dollars. Your balance grows as borrowers pay interest. Every loan is backed by more stock tokens than it borrows.
Take your money out whenever the market is open. A reserve funded by fees covers losses before you ever would.
If a loan gets too risky on a Saturday, it is handled on Saturday. Nobody waits for Monday. Stock tokens trade seven days a week, so protection runs seven days a week.
When the market is closed, the last price stands. No new loans and no withdrawals until it opens again. Until Monday morning, the pool can only get safer.
A share of every interest payment goes into a reserve. If a loan ever falls short, the reserve covers the gap before any depositor does.
Borrow limits, sell prices and rates are public. Any change is announced 48 hours before it takes effect. The core contracts have no admin keys and cannot be upgraded.
Every action that could add risk is refused while the price is stale. The book can only get safer until Monday 09:30.
Borrow limits, sell prices and rates can only change through this contract, 48 hours after they are announced.
The room is still being set. The public trail starts when X is live. Until then the door is PonsFamily.
Stockly opens through the Robinhood ecosystem desk. Pledge, borrow, or supply from there.
Enter on PonsFamilyX for the public trail. Handle coming soon — this button does not go anywhere yet.